Are you a Credit Union Service Center?
Yes we are! If you bank with a participating credit union you can perform a number of transactions on your accounts at our 84th and Lapham location. For a list of participating credit unions go to http://www.creditunion.net.
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I want to Direct Deposit my Tax Refund - What is your Routing Number?
275080253.
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Where are you located?
Our Main Office is located at 1606 South 84th Street in West Allis, WI. This is the intersection of 84th & Lapham, just 2 blocks south of State Fair Park. We also have a branch office located inside of the Main Post Office at 345 West St. Paul Avenue in Milwaukee. The branch office does not have public access - you must work at that location to have access. Once you are a member you can go to any of the over 3,515 Credit Union Service Center locations in the United States.
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What are your hours of operation?
Our Main Office is open Monday through Friday 9:00am to 5:15pm.
Our Post Office branch is open Tuesday and Friday from 9am to 4pm.
The Layton & Brown Deer Service Centers are open Monday through Friday 9:00am to 7:00pm and Saturday 9:00am to 5:00pm.
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Who can join Greater Milwaukee Credit Union?
Anyone living or working in Milwaukee, Waukesha, Ozaukee or Washington Counties in Wisconsin is eligible to be a member of Greater Milwaukee Credit Union. Immediate family of GMCU members are also eligible to join.
Membership also includes employees of the United States Government, United States Postal Service, and State of Wisconsin in the following counties: Milwaukee, Waukesha, Ozaukee, Washington, Calumet, Dodge, Fond du Lac, Jefferson, Kenosha, Manitowoc, Racine, Sheboygan, and Walworth.
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Why should I join Greater Milwaukee Credit Union?
We offer lower rates on loans, higher rates on deposits, lower or no fees and great service. We are owned by our members and operated for their benefit. We offer over 4,000 locations nationwide and many convenient electronic services. We are the second oldest credit union in Wisconsin, having been established in 1923. Our financial strength far exceeds the state and national averages.
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Are you a member of the Credit Union Service Center network?
Yes we are. Our members can go to any of the over 4,000 Credit Union Service Center locations in the United States. For the location closest to you, please call 1-800-919-CUSC or look online at http://www.creditunion.net.
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Where can I use my ATM card without being surcharged?
We do have an ATM at our 84th & Lapham location. Additionally, your financial institution has made the wise decision to let you keep some of your own money. How? By giving you access to more ATMs and fewer fees. Alliance One, founded in 1998, is a nationwide cooperative group of credit unions, community banks and thrifts that have joined forces to let their cardholders access each others' ATMs all over America without having to pay foreign ATM fees. That cooperative spirit not only gives you more convenient ATMs to choose from, it also leaves that extra $2.00 where it should be - in your account.
Look for the blue and white Alliance One logo on ATMs or use our ATM Locator to find a convenient ATM nearby. go to: http://www.atmalliance.org.
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How do I access my accounts online?
If you are enrolled in our Touch Tone Teller service you automatically have access to Internet Banking. Otherwise, in order to have access to Internet Banking you must complete a short Electronic Access form and select a password. This will allow you access to both Internet Banking and Touch Tone Teller. We can either mail you the form or you can complete this form at either our Main Office or Post Office Branch. Once you have Internet Banking access you can apply online for our free BillPay service.
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Can I use your BillPay service if I don't have a checking account?
You must have a GMCU checking account in order to use our free BillPay service. Our checking account has no monthly fees and no minimum balance. And your first 50 checks are free! Click on the Applications link to apply for a checking account.
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Are savings deposits insured?
Yes. All savings accounts are insured up to $250,000 by the NCUA, the National Credit Union Administration, an agency of the federal government. IRA's are insured up to $250,000 by the NCUA.
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What’s a Credit Union?
A credit union is a cooperative, not-for-profit financial institution organized to promote thrift and provide credit to members. It is member-owned and controlled through a board of directors elected by the membership. The board serves on a volunteer basis and may hire a management team to run the credit union. The board also establishes and revises policy, sets dividend and loan rates, and directs certain operations. The result: members are provided with a safe, convenient place to save and borrow at reasonable rates at an institution which exists to benefit them, not to make a profit.
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Who owns a credit union?
Most financial institutions are owned by stockholders, who own a part of the institution and intend on making money from their investment. A credit union doesn't operate in that manner. Rather, each credit union member owns one "share" of the organization. The user of credit union services is also an owner, and is even entitled to vote on important issues, such as the election of member representatives to serve on the board of directors.
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How did credit unions start?
The first credit union cooperatives started in Germany over a century ago. Today, credit unions are found everywhere in the world. The credit union movement started in this country in Manchester, New Hampshire. There, the St. Mary's Cooperative Credit Association, a church-affiliated credit union, opened its doors in 1909. Today, one in every three Americans is a credit union member.
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What is the purpose of a credit union?
The primary purpose in furthering their goal of service is to encourage members to save money. Another purpose is to offer loans to members. In fact, credit unions have traditionally made loans to people of ordinary means. Credit unions can charge lower rates for loans (as well as pay higher dividends on savings) because they are nonprofit cooperatives. Rather than paying profits to stockholders, credit unions return earnings to members in the form of dividends or improved services.
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My Financial Aid Office wants your Lender ID for my Student Loan, what is your Lender ID?
831764.
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